Buyer guides

Straight answers to the questions we hear every day. Figures come from the same calculator our advisors use; rates checked October 2026.

What it costs

What does a flat in Vasai-Virar really cost, all-in?
Worked examples of the real cost of buying a flat in Naigaon, Vasai, Nalasopara and Virar: agreement value plus stamp duty, registration and GST.
How much is stamp duty and registration in Vasai, Virar and Palghar in 2026?
Stamp duty and registration charges for flats in Naigaon, Vasai, Nalasopara, Virar and Palghar, with the women buyers' concession and worked examples.
Do you pay GST on a flat? Under construction vs ready to move
When GST applies to a flat purchase, the 1% affordable-housing rate versus 5%, and why ready flats with an Occupation Certificate have no GST.
How much EMI for a ₹30, ₹40 or ₹50 lakh home loan?
Monthly EMI for ₹30, ₹40 and ₹50 lakh home loans over 15, 20 and 25 years, plus how much of the flat price a bank will usually lend.

How do I check a project on MahaRERA before paying a token?
What to look for on MahaRERA before booking a flat: registration number, completion date, quarterly progress, complaints and the agent's registration.
Carpet area vs built-up area: which one am I paying for?
What carpet area means under RERA, how it differs from built-up and super built-up area, and how to compare prices fairly.
What should I check on a site visit before booking a flat?
A practical checklist for a site visit in Vasai-Virar or Palghar: the flat, the building, the commute and the paperwork to ask for.

Naigaon, Vasai, Nalasopara, Virar or Palghar: which area suits me?
How the five stations north of the Vasai creek compare for home buyers: distance from Mumbai, stamp duty and today's lowest verified all-in prices.

What are the steps to buy a flat in Maharashtra, from token to possession?
The steps to buying a new flat in Maharashtra: shortlist, checks, booking, loan, registering the agreement, payments, possession and society formation.